Tata Neu HDFC Bank Credit Card: Benefits, Eligibility & Application Process Explained
Benefits:
• Extraordinary Rewards Ready for You.
• Get back 1st year membership fee as NeuCoins on doing a transaction within 90 days
• Up to 10% cashback as NeuCoins on every TATA Neu App transaction.
• 1 NeuCoin = ₹1
• Up to 8 Complimentary Domestic and 4 International Lounge Access
• 1% Fuel surcharge waiver
• Renewal fee waived on annual spends of ₹1 Lakh or 3 Lakh (depends on variant)
Additional Reward on Successfull Lead by Finite-Perks
》Get a Gift Card of Up To ₹500
Whom to Apply?
1. Age: 21 to 65 years
2. Monthly Income: Salaried Employees > ₹20,000
3. Self Employed: 6 Lakhs ITR per annum
4. Customer needs to activate the card for payout eligibility.
How it works?
1. You should click on the Apply Now link and redirects to our personalized lead generation page, where you should fill your basic details.
2. You will be redirected to HDFC bank's credit card application page, where you are required to complete the application process.
3. Then you can choose the credit card of your choice, from the list of eligible credit cards.
4. Now you need to upload the required documents and complete video KYC in 72 hours.
5. In some cases, bank executives may visit the customer for income document collection & biometric КҮС.
6. Once the KYC is completed, your card will be dispatched to the given address.
7. As per RBI guidelines, customers need to activate the card by doing at least one transaction to be eligible for reward.
8. Click on 'Complete KYC' & accept the term & condition.
9. While completing the Video KYC following points are to be ensured: -
a. There should be no background noise and hence a quiet space is suggested while taking the Video KYC
b. PAN card, pen & blank paper should be handy with the customer
c. The answers to following security questions must be known like Pin code, Mother's name, DOB, etc. Customer needs to remember all the details which were filled in the process.
10. You needs to activate the card for reward eligibility.
Apply For Tata Neu HDFC Bank Credit Card and Claim Your Gift Card Now!
After Successfully Applying Fill Reward Claiming Form
Terms & Conditions
DOs'
1. Complete the process in a single journey.
2. Target Customers:
-Age > 21 years
-Good Credit Score
-Monthly Income > ₹20,000
3. Customers who receive salary in the form of cash will be considered 'Self Employed'.
4. Provide correct address details and specify if current address is not the same as permanent address.
5. Fill the entire address and not short-forms. Always enter a landmark near your address.
6. Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
7. Avoid customers who have a utilization of more than 70% on previous cards.
DON'TS
1. All fraudulent leads will be rejected.
2. Avoid any mismatches between PAN and Aadhaar Card.
3. Customers should not be existing users of the product.
4. Multiple applications are not allowed from the same device/number.
5. Residence address and office address should not be same (for salaried customers).
Frequently asked Questions
A. The foreign currency markup fee of Tata Neu Infinity HDFC Bank Credit Card is set at 2% on all your foreign currency spends.
A. In case, you exceed the 4 Complimentary visits facility on Tata Neu Infinity HDFC Bank Credit Card, you will be charged US $27+GST per visit per guest.
A. No, only Tata Neu Plus HDFC Bank Credit Card provides the insurance benefits which include: Accidental air death cover worth 1 crore, Emergency overseas hospitalization up to 15 lakh and Lost card liability cover up to 19 lakh.
A. NeuCoins will not be accrued for the following spends/ transactions on the card: Fuel Spends Wallet loads/ Gift or Prepaid Card load/ Voucher purchase Cash Advances/ Payment of Outstanding Balances/ Payment of card fees and other charges Smart EMI/ Dial an EMI transaction
A. There are no charges for add-on card fees of Tata Neu HDFC Bank Credit Cards.
A. You can check your credit card statement online on the official website of HDFC Bank. All you need to do is login to your account and go to the 'Cards' section and select the 'Enquire' option to view your statement. Moreover, you can use HDFC mobile banking app to download your card statement.
A. In case your Tata Neu Plus HDFC Bank Credit Card is lost or stolen you will need to contact the bank's customer care number on 1800-202-6161 or block the card via net banking.
A. Yes, you can report a transaction dispute on the bank's official website.
Thanks For Reading!
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