AU Small Finance Bank Credit Card: Benefits, Apply Process, & Eligibility Explained | Finite-Perks
Benefits:
• No physical documents required
• 25% discount on movie tickets*
• Lifetime Free Credit Cards (selected variants)
• Instant approval
• Complimentary Airport, Railway Lounge Access
Additional Reward on Successfull Lead by Finite-Perks
》Get a Gift Card of Up To ₹500
Whom to Apply?
1. Age group
• Salaried- 21 to 60 years
•Self Employed - 25 to 65 years
2. Yearly income above ₹3,00,000.
3. Existing customers of AU Small Finance bank are not eligible.
4. As per RBI guidelines, you need to activate your card to be eligible for reward.
How it works?
1. Before applying please check your pincode for eligibility (comment your pincode and we will reply within 24 hour).
4. Then you needs to click on Apply Now link and enter your details on our personalized lead generation page.
5. After this you needs to complete the journey of AU Small Finance Bank Credit Card to be eligible for reward.
6. You will receive your reward when the credit card is successfully dispatched to the you.
7. Your should activate the credit card by making your 1st transaction within 30 days. If the card is not activated or canceled by you, a penalty will be charged.
8. Tracking time: 15 days
9. Reward for AU NOMO variant - Up to ₹100
Apply For Rupicard Or Gild Credit Card and Claim Your Gift Card Now!
After Successfully Applying Fill Reward Claiming Form
Terms & Conditions
1. Both salaried individuals and self employed individuals are eligible for the AU Small Finance bank Credit Card.
2. Customers who are working as Daily wagers / Labours & Contractors / Lower profile blue collared job are not eligible for this card.
3. Customer's net yearly income should be above Rs. 3,00,000.
4. Customer's current residence and office address should be from mentioned list of 5000+ pincodes.
5. Customer should have a valid PAN and Aadhaar Card.
6. Customers should have a good credit score.
7. Customers with good track record in CIBIL are preferred
8. Based on the customer's eligibility and selected card type, may be required to upload additional documents, like Last three month's Bank account statement, Income tax return statement and latest credit card statement.
9. Existing customers of AU Small Finance Bank are not eligible for reward.
10. Customer should complete the whole application process in one attempt without clicking back button. They need to complete video KYC within 72 hours of application.
11. Customer should activate the credit card by making their 1st transaction within 30 days. If the card is not activated or canceled by the customer, a penalty will be charged.
Schedule of AU Small Finance Bank Credit Card Charges:-
Frequently asked Questions
Q1. What is the age criteria to apply for an AU Small Finance Bank Credit Card?
A. Individuals between the age of 25 to 50 years are only eligible for this card.
Q2. What are the reward points, how to use them?
A. Reward points are additional perks you receive on making payments using your credit cards. Apply for credit card at AU Small Finance Bank and get rewarded up to 10X rewards for every payment you make.
Q3. Will the lead be attributed, if customer is already a customer of AU Small Finance Bank?
A. No, if your customer is already a customer of AU Small Finance Bank, you will not be eligible for payout for that lead.
Q4. What should be the minimum monthly income to apply for the AU Small Finance Bank Credit Card?
A. The net monthly income needs to be a minimum of Rs. 25,000.
Q6. Is it available PAN India?
A. No, it is only available for customers residing and working in the list of 5000+ pincodes. Please check eligibility by entering customer's PIN Code.
Q7. What are the benefits of AU Small Finance Bank Credit Card?
A. It is a completely digital application process. The customer can choose from multiple credit cards with exciting cashbacks and rewards. Additionally customers get airport lounge access.
Q8. Is part-payment of monthly bills allowed?
A. Yes, one can make a part-payment or pay the minimum amount due on the credit card bill to avoid late payment fees.
Q9. What are the documents required during the onboarding journey?
A. Customer's PAN card, Address proof, Aadhar card and mobile number linked with Aadhaar card are must for completing the journey. Additionally, for higher limits and upper card variants, they might be required to provide their latest credit card statement, 3 months bank statement and income tax return statement.
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